Some Secrets To Success

  • If you have to ask your boss for a raise, then you need to find a new employer.
  • It’s almost impossible to effectively manage your personal finances if you don’t track your income and outgo.
  • People who properly manage their finances don’t fear credit cards. In fact, they embrace them.
  • Frugality has its limits. The most effective way to stretch your income is by finding ways to earn more money.
  • Treat your household like a business; actively manage your finances and continuously look for ways to maximize your income.
  • Not everyone requires a budget to effectively manage their personal finances.
  • When it comes to saving money, patience is a virtue.
  • Precious metals such as gold and silver are for insuring wealth; not investing.
  • Buy low, sell high, and have an exit strategy for every investment.
  • It’s sometimes better to rent a home than own one.
  • People who believe in personal responsibility, and strive to be self-reliant, control their own destiny.
  • It’s more important to save for your retirement than your kids’ college education.
  • Americans under 50 who are counting on Social Security to provide for them in retirement will be working until the day they die.
  • If you can’t live on $50,000 per year, it’s your own fault.
  • You can achieve financial freedom regardless of how much money you make.
  • Actions have consequences, which is why it’s important to always spend less than you earn.
  • You can be financially successful without a college degree; and a college degree does not guarantee financial success.
  • Sometimes it makes sense to splurge, especially when it comes to vacations.
  • The harder you work, the luckier you’ll get.

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